Types of business accounts

Current Business Account

The fundamental option when you open a business bank account in Dubai, providing essential day-to-day transaction capabilities, checkbooks, business debit cards, and online banking access. Most banks require a minimum balance (typically AED 25,000-100,000) to maintain a business account in UAE, with monthly fees applied if balances fall below the threshold.

Foreign Currency Business Account

Ideal for companies engaged in international trade, allowing you to open a corporate bank account that holds multiple currencies simultaneously. These accounts minimize conversion costs and exchange rate risks by keeping revenues in original currencies until needed, with options for linked accounts across different jurisdictions for global businesses.

Business Savings Account

Designed for companies seeking to earn returns on surplus operational funds when opening a business bank account. While offering limited transaction capabilities compared to current accounts, these provide higher interest rates for businesses maintaining significant cash reserves, with tiered rates based on balance amounts.

Islamic Business Account

Provides Sharia-compliant banking solutions when you open a company bank account, operating without conventional interest through profit-sharing arrangements. These accounts offer comprehensive banking features similar to conventional accounts but structure transactions according to Islamic principles, available as both current and savings variants.

How to choose the right bank for your business

Selecting the optimal bank to open a business bank account in Dubai requires evaluating these critical factors:
Industry compatibility - Choose banks with experience in your sector that offer specialized business account in UAE options tailored to your industry's specific cash flow patterns and financial requirements.

Transaction volumes - Consider monthly transaction limits, international transfer capabilities, and associated fees when opening a company bank account, especially if your business regularly conducts cross-border operations.

Growth alignment - Select institutions offering scalable solutions that can evolve with your business needs, from startup business account features to comprehensive corporate banking services as your company expands.

Top banking institutions in Dubai

Mashreq Bank

Offers streamlined company bank account opening processes with progressive banking technology and specialized relationship managers for businesses. Their Neo Business account provides an easy business bank account option with digital onboarding and reduced documentation requirements for startups and SMEs, alongside comprehensive international banking capabilities for established companies.

Emirates NBD

Provides comprehensive business banking solutions with different tiers based on company size and transaction volume. Their BusinessOne packages offer attractive benefits when you open a business bank account quickly, including preferential foreign exchange rates, free international transfers, and dedicated relationship managers. Their digital business platform simplifies multi-user access and transaction approvals.

Emirates Islamic

A leading provider of Sharia-compliant business banking solutions when opening a company bank account in Dubai. Offers various account structures based on Mudaraba principles with competitive profit rates and specialized packages for different business sectors. Their trade finance solutions are particularly strong for import/export businesses requiring Islamic banking compliance.

Dubai Islamic Bank

Features extensive corporate banking solutions within Sharia guidelines, offering specialized business accounts for different company structures and industries. When you open a corporate bank account with them, you gain access to competitive profit rates, comprehensive trade finance options, and dedicated relationship managers with deep understanding of Islamic business principles.

Ajman Bank

Provides accessible business banking with lower minimum balance requirements and flexible terms, making it attractive for startups and small businesses. Their Business Banking Suite offers specialized options when you open bank account for business entities with transparent fee structures and digital banking tools designed specifically for SME requirements.

First Abu Dhabi Bank

The UAE's largest bank offers powerful corporate banking solutions with global reach, ideal for businesses with international operations. Their integrated business banking platform provides comprehensive cash management when you open a business banking account, alongside specialized industry solutions and sophisticated liquidity management options for corporate clients.

Steps to launch your business bank account

Initial business assessment

We analyze your company structure, transaction patterns, and financial requirements to identify the most suitable options to open a business bank account in Dubai that aligns with your operational needs.

Bank matching

Based on your business profile, we recommend institutions offering optimal terms for corporate bank account opening in Dubai, explaining the advantages, requirements, and potential limitations of each option for informed decision-making.

Documentation preparation

Our team guides you through collecting and organizing all required documents for business bank account opening, ensuring compliance with both banking and regulatory requirements to prevent processing delays.

Application preparation

We help complete all necessary forms and applications with precision, preparing comprehensive business profile information that positions your company optimally for approval when opening a bank account for a company.

Submission and follow-up

Our representatives coordinate with banking officials, arrange meetings, and actively follow up throughout the corporate bank account opening process until your account is fully operational and accessible.

Account activation support

We assist with setting up online banking, understanding account features, and ensuring you receive all necessary business banking tools when you open a business bank account, providing guidance for efficient account management.

Join 10,000 Happy Customers

Don't just take our word for it. Hear from entrepreneurs who have successfully established their businesses in Dubai. Learn from their experiences and gain insights into the possibilities that await you.

Top-rated business setup consultancy in Dubai on Google

Александр Петров

Очень благодарен команде за помощь в открытии компании в Дубае. Особенно впечатлила скорость работы - всего за 12 дней оформили все документы и открыли счет в банке. Отдельное спасибо менеджеру Саре за подробные консультации на каждом этапе. Теперь рекомендую вас всем знакомым предпринимателям!

Елена Соколова

Изначально сомневалась в возможности удаленной регистрации бизнеса, но команда развеяла все мои опасения. Они провели подробную онлайн-консультацию, помогли выбрать оптимальную свободную зону для моего бизнеса и взяли на себя все формальности. Спасибо за профессионализм!

Дмитрий Васильев

Работаю с компанией уже второй год. Начинали с регистрации LLC, теперь они ведут всю мою бухгалтерию. Ценю их за прозрачность в работе и отсутствие скрытых платежей. Всегда на связи, быстро решают возникающие вопросы.

Марина Кузнецова

Хочу поблагодарить за высокий уровень сервиса и внимательное отношение к клиентам. Открывала компанию в DMCC, процесс прошел гладко и без стресса. Документы подготовили быстро, все объяснили понятным языком. Очень довольна результатом!

Игорь Волков

Обратился по рекомендации друзей и не пожалел. Грамотные специалисты помогли разобраться с налоговыми нюансами и структурировать бизнес максимально эффективно. Порадовало, что все затраты были четко прописаны в договоре, без сюрпризов.

Questions and Answers

Our News and Articles

Business Bank Account Opening in Dubai