Open a Personal Bank Account with Mashreq Bank – UAE Individual Accounts
| DIB Bank Accounts | Minimum Account Balance Required |
|---|---|
| Savings Account | AED 5,000 |
| Current Account | AED 5,000 |
- Original passport with minimum 6 months validity
- UAE residence visa stamped in passport (for non-UAE nationals)
- Emirates ID or application receipt
- Proof of address (DEWA bill, tenancy contract, or Ejari)
- Recent photographs (passport-sized with white background)
- Salary certificate or employment contract (for salary transfer accounts)
- Mobile phone number registered with UAE telecom provider
- Email address for account notifications and statements
To open a Mashreq bank account online, visit their official website or download the Mashreq mobile app, select “Open New Account,” choose your preferred account type, and follow the digital onboarding process. You’ll need to upload scanned copies of your documents, complete a video KYC process, and digitally sign the application. Our service can guide you through this process, ensuring all details are correctly submitted.
Minimum balance requirements vary by account type. Standard savings accounts typically require AED 3,000-5,000, while premium accounts may require AED 50,000 or more. Mashreq does offer zero balance account options, particularly for salary transfer customers or through special promotions. We can recommend specific account types based on your financial situation.
Yes, Mashreq bank has zero balance account options available for specific customer segments. These include salary transfer accounts with no minimum balance requirement as long as your monthly salary is deposited regularly, and special promotional accounts for new customers. Digital-only accounts often feature reduced or waived minimum balance requirements compared to traditional accounts.
Standard Mashreq bank account opening typically takes 2-3 business days once all documents are correctly submitted. Digital applications through their online platform may be faster, sometimes with same-day approval for straightforward cases. Our service can expedite the process by ensuring your application is complete and accurately prepared before submission.
Yes, expatriates can easily open a Mashreq bank account with a valid UAE residence visa. The bank offers specialized packages for new residents with competitive features. Non-residents may open accounts under specific conditions, typically requiring additional documentation and higher minimum balance requirements. Our team specializes in helping expatriates navigate these requirements efficiently.
Mashreq bank account opening offer frequently includes promotions for new customers such as welcome bonuses, fee waivers for the first few months, preferential exchange rates, or reward points. Premium account packages often include airport lounge access, concierge services, and exclusive lifestyle benefits. These offers change regularly, and our advisors stay updated on the latest promotions.
When you open new account with Mashreq bank, you gain access to their comprehensive digital banking platform including their award-winning mobile app. Features include instant domestic transfers, international remittances, bill payments, card controls, spending analytics, investment options, and 24/7 customer support through AI chatbots. Their digital platform also supports cardless ATM withdrawals and mobile wallet integration.
Yes, Mashreq bank allows joint accounts between family members or business partners. Both parties must meet the standard documentation requirements and be present during the account opening process or complete separate verification procedures. Joint accounts offer flexible operation mandates including “either/or” and “both/all” authorization options for transactions.
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