Property Owner Visa In Dubai

Yes, you can apply with mortgaged property, but you must have paid at least AED 1 million toward the property value. This can include your down payment plus any mortgage payments made. You’ll need to provide a certificate from your bank stating the amount paid toward the property value to qualify for the visa.

Yes, you can rent out your property and still qualify for the visa. There is no requirement to live in the specific property you own. You’ll need to register the tenancy contract (Ejari) and provide this as part of your visa application. The rental income does not affect your visa eligibility as long as you maintain ownership of the qualifying property.

Yes, property owners can sponsor their spouse and dependent children under 18 (sons) or unmarried daughters of any age. For children over 18, additional conditions apply. The property’s value must be sufficient to meet visa requirements for all family members, generally requiring investments above the minimum threshold for multiple dependents.

Yes, joint ownership can qualify, but specific rules apply. For married couples, each spouse must own at least 50% of the property to qualify individually. For unrelated co-owners, each investor must have a share worth at least AED 1 million to qualify. Proper documentation showing ownership percentage is required during the visa application process.

No, there is no minimum stay requirement specifically for Property Owner Visa holders. Your visa remains valid regardless of time spent outside the UAE, provided it does not expire. However, if you stay outside the UAE for more than 6 consecutive months, you may need to re-enter before the 6-month mark to maintain continuous residency if this is important for other purposes.

Standard Property Owner Visas are valid for 2 years, while Golden Visas for investments over AED 2 million are valid for 5 years. The renewal process begins 30-45 days before expiration and requires proof of continued property ownership, updated documentation, medical testing, and visa re-stamping. Property value must still meet the minimum threshold at renewal time.

If you sell your property before your visa expires, you are technically no longer eligible for the Property Owner Visa. You should report this change to immigration authorities, as continuing to use a visa without meeting the eligibility requirements can result in penalties. You may need to convert to another visa category or exit the country within a grace period, typically 30 days.

For a standard 2-year Property Owner Visa, the minimum investment is AED 1 million in finished property (not off-plan). For the long-term 5-year Golden Visa, the minimum investment is AED 2 million. Property value is determined by the official valuation certificate issued by Dubai Land Department, not the original purchase price.